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United Kingdom Monetary Policy September 2018

United Kingdom: BoE stays put in September, signaling rising Brexit uncertainty

At its meeting ending on 12 September, the Monetary Policy Committee (MPC) of the Bank of England (BoE) voted unanimously to keep the Bank Rate unchanged at 0.75%. The Bank was also in full agreement to maintain the stock of investment-grade corporate bond purchases at GBP 10 billion and to maintain the total stock of UK government bond purchases at GBP 435 billion, financed by the issuance of Central Bank reserves. All decisions were in line with market expectations.

A change in the Bank’s stance in September was highly unlikely, following the decision to raise rates at the previous meeting in August in response to a pick-up in economic activity in Q2 and inflation above the 2% target. The Bank highlighted that the projections made in the August inflation report remained valid in light of recent figures, which show an economy expanding at a moderate pace, a tight labor market and largely stable inflation. The BoE will likely look to analyze the impact of the recent rate hike and wait for greater clarity regarding Brexit before resuming its tightening cycle.

In its communiqué, the BoE reiterated its guidance that monetary policy will tighten going forward, albeit gradually and to a limited extent. However, the Bank placed greater emphasis on Brexit compared to the previous meeting, highlighting rising financial market uncertainty over the withdrawal process. This suggests that the evolution of the UK’s relationship with the EU will be a key factor guiding future monetary policy decisions. Assuming an orderly EU withdrawal, domestic price pressures are likely to build on emerging capacity constraints, necessitating subsequent rate hikes. Virtually all FocusEconomics panelists see the BoE raising rates at least once next year to ensure inflation returns to target.

BoE Governor Mark Carney recently announced that he would remain in his post until January 2020, compared to the previous date of June 2019. The move is aimed to provide continuity as the UK transitions towards a new relationship with the EU.

UK Interest Rate Forecast

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